Changes To Dodd/Frank Bill – Should They?

Why bring up the past? Well, it seems we are possibly about to be presented with changes in mortgage lending regulations again. To this underwriter, caution might be the best route to take. In 2010, the Dodd/Frank bill came into play where banks and mortgage lending rules/regulations and procedures changed drastically because of serious mortgage … Read more

Risk Retention Rules

Mortgage Finance- Pending Risk Retention Rules It has been in all conversations since the mortgage meltdown that someone, somewhere should have been made more responsible with the origination of mortgage loans.  I think we all agree that yes, there should have been more advanced scrutiny for the originating lender or originator of the loan, which … Read more